Effective Date: 23 November 2025 

Welcome to Legacy Groups. By accessing or using our website, services, or resources, you agree to be bound by the following Terms and Conditions. Please read them carefully before engaging with our content or offerings. 

1. Acceptance of Terms

By using this website or purchasing our services, you acknowledge that you have read, understood, and agree to comply with these Terms and Conditions, as well as our Privacy Policy. If you do not agree, please do not use our site or services. 

2. Services Provided

Legacy Groups offers coaching, consulting, and professional services in areas including but not limited to credit repair, business strategy, marketing, staffing, accounting, and legal support. All services are provided based on the scope agreed upon during consultation or purchase. 

3. Client Responsibilities

Clients are responsible for: 

• Providing accurate and complete information 

• Attending scheduled sessions or notifying us in advance of cancellations 

• Following through on agreed-upon action steps 

• Understanding that results may vary based on individual effort and circumstances 

4. Payment Terms

All fees for services must be paid as outlined in your service agreement or invoice. We accept various forms of payment and may offer installment plans for select services. Late or missed payments may result in service delays or suspension. 

5. Refund Policy

Due to the nature of our services, all sales are final unless otherwise stated in writing. If you are dissatisfied with your experience, please contact us — we are committed to resolving concerns professionally and fairly. 

6. Intellectual Property

All content on this website — including text, graphics, logos, and materials — is the property of Legacy Groups and may not be copied, distributed, or used without written permission. 

7. Confidentiality

We respect your privacy and will not share your personal or business information without your consent, except as required by law. Please refer to our Privacy Policy for more details. 

8. Limitation of Liability

Legacy Groups is not liable for any direct, indirect, incidental, or consequential damages resulting from the use of our services or website. All coaching and consulting is provided for educational and informational purposes only and does not constitute legal, financial, or medical advice. 

9. Modifications

We reserve the right to update or modify these Terms and Conditions at any time. Changes will be posted on this page with an updated effective date. Continued use of our services constitutes acceptance of those changes. 

10. Contact Us

If you have any questions about these Terms and Conditions, please contact us: 

Email: [email protected]